Fees and Insurance
We understand that therapy requires both a time and financial commitment. You can consider therapy to be an investment in your future – a commitment to your happiness and growth. Therapy can be incredibly effective and well worth the investment. We will equip you with the tools to navigate challenges and make your journey to personal growth well worth it!
How much does a therapy session cost?
Individual & Couples Therapy
Matching you with the perfect therapist is our top priority. Our rates for an individual 50-minute session with our therapists are $170 and up depending on the therapist you work with. Our rates for couples therapy are $195 and up depending on the therapist you work with.
Low Cost Therapy
We also offer low-cost therapy to make getting support more accessible. Our low-cost rate is $100 for individual therapy and $125 for couples therapy.
How much does group therapy cost?
Our 2-hour group therapy fees start at $75, and vary by therapist.
Out-of-Network Provider
At Pacific Behavioral Healthcare (PBH), we are considered an out-of-network provider. To support our clients with insurance reimbursement, we are happy to provide you with a monthly statement (called a Superbill), which you can submit to your insurance provider for possible reimbursement of out-of-network benefits. We have found that many insurance plans will reimburse 40%-80% of the cost of out-of-network therapy.
Why doesn't PBH accept insurance?
By remaining out-of-network, PBH empowers you to prioritize your privacy and personalize your therapy journey. We can still help you explore insurance reimbursement…
Read moreHow do I benefit from working with a specialist?
We believe you are best served by working with a therapist who is a specialist. Working with a specialized clinician, as opposed to…
Read moreHelping our clients obtain reimbursement
We encourage you to maximize your out-of-network insurance benefits. Many insurance plans have out-of-network mental health coverage, and you can be reimbursed a…
Read moreWE OFFER
Flexible Payment Options
We make paying for therapy simple. Schedule your session and securely store your preferred payment method for automatic billing after each session.
We accept credit cards, cash, check, Health Savings Accounts and Flexible Spending Accounts as payment options.
Good Faith Estimate
Depending on insurance usage, individuals may have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance at all an estimate of the bill for medical items and services.
You will receive detailed information about the cost of your therapist session in the Disclosure Statement you sign at the beginning of therapy.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you are not using insurance and you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises
